2 tablespoons unsalted butter
2 tablespoons all-purpose flour
1 cup chicken broth
1 cup sour cream (or Greek yogurt for a lighter version)
1/2 cup cream cheese (softened)
1 cup shredded white cheese (Monterey Jack, Pepper Jack, or a combination)
Salt and pepper to taste
1/4 teaspoon garlic powder (optional)
For Assembly: