When I think of my grandmother, Margaret Harper, the first word that comes to mind is frugal. She was the type of woman who rinsed out Ziploc bags to reuse them, clipped coupons religiously from the Sunday paper, and saved every rubber band, twist tie, and grocery bag like they were precious heirlooms.
To us, her family, she was loving, of course — endlessly so. But she was also, in our eyes, a little old-fashioned, even eccentric, in her devotion to living a life of simplicity and thrift.
She would often say, “A penny saved is a penny earned,” and remind us that true wealth wasn’t about what you had — it was about what you didn’t need.
We smiled and nodded, lovingly indulging her quirks. But we never really looked deeper. We never thought to ask why she lived the way she did.
That is, until she passed away.
The Gift Card
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